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USDA Home Loan

The U.S. Department of Agriculture (USDA) home loan helps rural Americans purchase a home. USDA home loans provide significant benefits to homebuyers who qualify.

Why is a USDA home loan good for me?

Guaranteed by the USDA, no down payment is required for a USDA mortgage up to the appraised value of the home when the county maximum loan limit is not exceeded. 
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Flexible qualifying guidelines that allow low-to-moderate-income borrowers

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Allows the seller to contribute to closing costs

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Properties zoned rural can be only a few miles from nearby cities.

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Great interest rate options because these are backed by the government

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Frequently asked USDA questions...

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Colorado Home Buyer Approved.

“Laura was always quick to respond when I had any questions. I felt like I could always depend on Laura to keep me informed of any issues that might have impacted my loan processing.”

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David K

JAN 18, 2022

“Ben and his team were so awesome with helping us through the loan process of our first home! They answered any of our questions, we’re very personable, and laid out everything we needed to do!”

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Danika C

MAY 25, 2022

“Highly responsive. Fast and efficient team. Easy to work with.”

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Jesse M

MAY 25, 2022

“She was informative and communicative throughout the entire process.”

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Marc M

MAY 25, 2022

“Excellent and prompt communication throughout the process.”

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Wesley W

MAY 24, 2022

“Ben’s team was easy to work with and very responsive.”

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Christa L

MAY 24, 2022

“Michelle communicated clearly and quickly during the loan process and provided me multiple loan options that made my home purchase wonderful.”

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James D

MAY 24, 2022

“Regular communication”

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Evan L

MAY 22, 2022

“Michele was very helpful and supportive through our whole process. She made sure that any question was answered fully and was understood thoroughly. She went step by step through the process to make sure we understood it as well as making the hard st...” See Full Review

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Taylor M

MAY 20, 2022

“Ben and team are always great to work with. They’re highly responsive and always on top of it, and are good at communicating next steps. They helped us work through a complex situation to close early.”

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Jonathan P

MAY 20, 2022