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Home Mortgage Alliance is dedicated to providing Colorado home buyers with a 5 star local, one-stop lending service that surpass their expectations and make home ownership truly rewarding.

We answer three misconceptions many home buyers have about credit score, down payment and debt level required to qualify for a home loan.

June is National Homeownership Month! Here are some reasons why now can be a great time to buy a home, whether you’re a first-time buyer or already a homeowner.

Before you reach those exciting moments of moving into your new home, it’s important to prepare for closing day with a few final action steps.

A needs list are things in your future home that you absolutely must have in your new home. Many times this includes number of bedrooms and bathrooms, parking, or location.

Just as an engagement ring tells the world that you’re headed down the aisle, a pre-approval letter puts you on the path to homeownership.

When preparing to buy a home, FICO is one of the most important acronyms you need to understand. FICO is the largest and best known of several companies that provide a computer-generated number that analyzes your credit history, spending habits and rates your ability to repay future debts.

Applying for (and obtaining) a mortgage can be intimidating and commonly thought of as a complex process, but it doesn’t have to be!

When you shop for clothes or a vehicle, do you open your wallet before checking the price tags? Very few of us can afford to do that. Yet, many people go house hunting without knowing how much they can afford to spend. You can avoid disappointment and embarrassment by getting pre-approved.

Rental rates in Denver have been increasing dramatically of late. At the same time Interest rates are still at near-historic lows so now may be the perfect time to consider a home purchase.